Balance
Balance organizes every peso into Needs, Wants, and Savings. Log an expense the way you'd say it out loud and Balance does the rest: it categorizes it, adds it up, and tells you how much you have left.
The demo needs no account. No passwords, no bank connection.
This month
Left to spend
$412.300
of $1.850.000 that came in this month
Example: you type an expense like “lunch with coworkers 8,500”, Balance puts it in a category and deducts it from what you have left this month.
Typing every expense into columns takes longer than the purchase itself. By week three, it's empty.
Your bank shows what already happened, split across cards and accounts, and never tells you if you're on track.
One number on top: what you have left this month. Below it, where it's going. That's it.
How it works
Salary, freelance work, rent you collect. Each income with its monthly amount; change it whenever you want.
Type “Rent”, “Netflix” or “Electricity” with its amount. Balance picks the category and the group for you.
Every purchase in seconds, in your own words. The dashboard updates right away and shows what's left of the month.
Features
“Uber to work”, “Sunday groceries”, “tea with grandma”. Balance understands the name, picks the category, and tells you when it's a guess so you can confirm it.
Everything lands in Needs, Wants, or Savings. Open a group to see its categories; open a category to see each named expense.
An expense you didn't plan for doesn't vanish into a total: it shows up as “Out of budget”, with its amount, so you can decide whether it belongs in the plan.
When the month ends, Balance shows you how it was split, compares it with your last six months, and suggests what to raise, lower, or add. You decide what to apply.
Install it from the browser on iPhone and Android, no app store needed.
Check your month on the bus or at the office without showing your numbers to anyone.
Amounts like $1.234.500, the month on Chile's clock, and the app in Spanish or English.
Each named expense comes with its history: how much you've spent this month and your average.
Swipe the table sideways to compare.
| Feature | Balance | Spreadsheet | Banking app |
|---|---|---|---|
| Tells you what you have left this month | Yes, right at the top | If you build the formula | Only the balance |
| Categorizes for you | Yes, from what you type | By hand | By merchant, its own way |
| A plan compared against reality | Yes, expense by expense | If you keep it up | No |
| Brings all your cards and accounts together | Yes, in one place | Yes, by hand | Only that bank's |
Privacy
You sign in with a code sent to your email. No password to leak or forget.
Balance never asks you to log in to your bank. What you record, you type yourself.
Every record is tied to your account: the database never hands your movements to anyone else.
No. Balance doesn't connect to your bank or ask for its credentials. You log each expense in your own words and Balance categorizes it.
Access opens gradually to look after each person's experience. Leave your name and email and you'll get a heads-up as soon as your spot opens.
Yes. The demo opens a complete sample month, no account or sign-up needed. Nothing you do there is saved.
Yes. Balance is a web app: it works in any browser, and you can add it to your iPhone or Android home screen to open it like any other app.
That's what the month-end close is for. Balance compares your plan with what happened and suggests adjustments; apply the ones you want and start next month with a plan closer to your real life.
Access opens gradually. Leave your details and you'll get a heads-up as soon as a spot opens.